Living on a Budget 14: The Unexpected

Budget

Summer has come and almost gone. This week the kids head back to school and the older kids have already left for university and college. Our roads will become quiet again as the tourists stay at home, leaving us locals one last chance to enjoy the beach and warm weather. Do I sound a little […]

How To Save Money While Grocery Shopping

Save Money Grocery Shopping

A while back we had a guest post on Top 10 Ways to Save Money on Groceries, and since we’ve instituted our family budget I’ve found the grocery store to be one of the biggest and easiest areas to overspend. Spending money on food can always be justified or so I used to tell myself. […]

Six Ways to Save More Money

Savings in a Jar

The most effective way to increase your savings is to reduce consumption. While some financial expenses are unavoidable, there are plenty of expenses in life that can easily be defined as wasteful. If you are looking for more effective ways to make the most of every dollar that you spend, you must find a way […]

Living On A Budget 13: Making Adjustments

Young woman looking worried over finances in kitchen

We’ve been living on a budget for 3 full months now and we both knew we had to make some adjustments. The original budget had a glaring omission and some of the budget categories were just too tight and others too generous. So back to the spreadsheet we went and we took a little from […]

Living On A Budget 12: Petty Cash

CoffeeCuponTable

When my husband and I put together our budget we neglected to include a Petty Cash line in our plan. I’m not sure why, but as the weeks go by I can see the need for one more and more. Weekly there are piddly little expenditures that arise that have not been accounted for in […]

Living on A Budget 11: Seeing Red

Heart shape red ribbon

Two months have gone by and we are starting to get into the grove of living on a budget. It isn’t always fun recording purchases and being careful how we spend our money but as I posted last week there are some definite benefits. We’ve been using ExpenSense to track our spending and one of […]

Living On A Budget 10: Less Stress

Credit card collection isolated

Since my husband I and decided to embrace  a budget and cash only living  this year we have already had several challenges including and not limited to adjusting our dining out habits and dealing with the unexpected: our car accident. We have also learned quite a few things about ourselves and our desire for instant […]

Living On A Budget 8: Rainy Day Fund

Glass bank for tips with money isolated on white

This week I have much to be thankful for. On Friday my husband was in a rather serious car accident. He came out of it unscathed but unfortunately our car did not. As I write this we are still waiting to hear what the insurance company will do with our car, will they repair it […]

Living On A Budget 6: Choose To Be Thankful

thankful

This is my second attempt at writing about this past week. My first attempt was rather dismal both in content and attitude. My title was “Discouraged” and I was writing about where we had overspent on our budget and how I was feeling discouraged about it all. I went on to say that I was […]

Living On A Budget 5: ExpenSense

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Now that we are into this budgeting thing full tilt I wanted to have a way of being able to track how we were doing on certain budget categories like Groceries, Health and Beauty, Dining Out and Gas. These seemed to be the ones that see that most action and I wanted to be able […]